Global Income
International income protection from Dubai Insurance Company
As one of the very few insurance providers offering international income protection, William Russell and Dubai Insurance Company have created Global Income exclusively for global employers in the United Arab Emirates.
Income protection insurance, or long-term disability insurance as it is also known, is designed to provide your employees with an income when they are absent from work for a long period of time due to illness or accident. This should give your employees some peace of mind when faced with a long time absent from work.
Helping your employees to help themselves
A replacement income of up to 80% of their pre-disability salary will help your employees maintain their standard of living, and help you concentrate on managing your business profitably. It also should incentivise the injured party to try and get back to work as soon as they can.
Our income protection plan now also includes a rehabilitation benefit to allow your employees to return to part-time work. This should help them get back into some level of work as soon as they feel able to do so.
Investing in the long-term future of your employees
Providing your employees with income protection demonstrates the true and committed investment your company makes in its employees, vital to their peace of mind and dedication to your company. We all know that a happy workforce is a productive workforce, so by showing a level of commitment to your employees in this way will enable them to work as hard as they can, without fear of what might happen to them and their family.
Key benefits of Global Income
- World-wide area of cover
- Long-term disability insurance protection up to 80% salary (maximum annual benefit of $144,000)
- Generous free cover limits for groups of up to 19 employees
- No medical underwriting required for groups of 19+ employees
- 2% compound interest annual escalation to protect against future inflation
- Waiver of premium whilst your employee claims, with cover reinstated on return to work
- Benefit paid for up to 24 months whilst your employee is unable to return to their own occupation
- Rehabilitation benefit paid if your employee is able to resume part-time work during the first 24 months of claiming benefit
- Benefit continues after 24 months if your employee is totally unable to return to any reasonable occupation
- Benefit payments automatically cease upon death or on reaching age 65
- Choice of deferment period with benefit starting after 3 or 6 months
- Easy to administer plans
Want to know more?
Call your broker or call the Global Plans Team on + 971 4 2697706 for more information, or visit www.william-russell.com
